What We Are Providing
Getting Life Insurance shouldn't be confusing or stressful. That's why I’ve partnered with Ethos and Simplicity Group — modern platforms that makes the process faster, easier, and completely digital. Apply online and complete your application within 10 minutes and have access to real support if you need it.
No paperwork. No pushy sales tactics.
Just simple, straightforward protection for the people you love.
Stress Less
Save Time
Easy Experience
Trusted Support
1.
Contact Me
2.
Get a Quote You Like
3.
Complete Your Digital Application
4.
Wait For Your Decision
Types of Life Insurance Coverage
Term Life Insurance
AGES: 18+
Term insurance provides coverage for a specific period or "term," such as 10, 20, 30, or 40 years. If the insured person passes away during this term, their beneficiaries receive a death benefit. It does not accumulate cash value and typically has lower premiums compared to permanent life insurance.
Whole Life Insurance
AGES: 0-99+
Whole life insurance is a type of permanent life insurance providing coverage for the insured's entire life, as long as premiums are paid. It accumulates cash value over time, which can be borrowed against or withdrawn. Premiums are typically higher than term insurance but remain fixed throughout the policyholder's lifetime. Juvenile Protection and Simplified Issue Final Expense are some of the whole life policies we offer.
Business & Owner Life Insurance
Protect your business and the people in it
We offer tailored life insurance solutions for busines owners, including:
- Key Person Coverage,
- Buy-Sell Agreements,
- Group Life Insurance for employees,
- Mortgage Protection for personal and commercial property.
Policies are designed to safe guard your company's future, support succession, planning, and provide Finacial security for your team and family.
FAQs
Frequently Asked Questions
Is Life Insurance Right for Me?
Life insurance is right for anyone wanting to protect their loved ones financially. Whether you have dependents, oustanding debts, or future financial goals, a life insurance policy ensures security and a peace of mind.
How Much Does Life Insurance Cost?
The cost varies based on age, health, coverage amount, policy type and lifestyle factors. Term Life Insurance is generally more affordable than Whole Life Insurance
How Much Life Insurance Do I Need?
A common rule of thumb is 10-15x your annual income. I believe you should choose the best amount that reasonably fits within your financial plan.
Do I Need A Medical Exam To Get Life Insurance?
Some policies require a medical exam, while other policies like
simplified, guaranteed and accelerated underwriting
offer faster approval but may cost more for coverage
with no exam
Is Life Insurance an Investment?
Life insurance is primarily for protection, but some policies like Whole Life and IULs build cash value over time. While not a traditional investment, it can offer tax advantages and long-term financial benefits.
(We Don’t Offer “IULs”)
What Are The Main Types of Life Insurance?
The two main types are
Term Life Insurance: Coverage for a specific period of time (10, 20, 30 years)
Whole Life Insurance: Lifetime coverage that accumulates a cash value