Is Life Insurance Right for Me?

Life insurance is right for anyone wanting to protect their loved ones financially. Whether you have dependents, oustanding debts, or future financial goals, a life insurance policy ensures security and a peace of mind.

How Much Does Life Insurance Cost?

The cost varies based on age, health, coverage amount, policy type and lifestyle factors. Term Life Insurance is generally more affordable than Whole Life Insurance

How Much Life Insurance Do I Need?

A common rule of thumb is 10-15x your annual income. I believe you should choose the best amount that reasonably fits within your financial plan.

Do I Need A Medical Exam To Get Life Insurance?

Some  policies require a medical exam, while other policies like

simplified, guaranteed and accelerated underwriting

offer faster approval but may cost more for coverage

with no exam

Is Life Insurance an Investment?

Life insurance is primarily for protection, but some policies like Whole Life and IULs build cash value over time. While not a traditional investment, it can offer tax advantages and long-term financial benefits.

(We Don’t Offer “IULs”)

What Are The Main Types of Life Insurance?

The two main types are

Term Life Insurance:  Coverage for a specific period of time (10, 20, 30 years)

Whole Life Insurance:  Lifetime coverage that accumulates a cash value